Family Services receives award to boost foreclosure prevention - WCBD-TV: News, Weather, and Sports for Charleston, SC

Family Services receives award to boost foreclosure prevention services

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Monday Family Services, Inc. (FSI) announced that it received a $273,420 contract to help support South Carolina foreclosure prevention counseling efforts.

This desperately needed boost will enable FSI's housing counseling division, the Homeownership Resource Center (HRC), to provide free mortgage mitigation and modification services to help homeowners and landlords at risk of default and foreclosure.
"Our goal is to reach any South Carolina homeowner having trouble making their mortgage payment, facing default, or at potential risk of foreclosure," quotes the HRC Director Debbie Kidd. "This includes primary homeowners, investment property owners, as well as the unemployed, underemployed, and those who are unable to return to work because of a medical condition."
HRC's licensed foreclosure prevention counselors advocate for each case with the goal of a loan modification and/or cash assistance to bring the mortgage current. "We want homeowners to know that we are here and working hard to advocate for them," Kidd said. "We know the stress involved, and we are here to help-for free."
The funds to support FSI's foreclosure prevention counseling efforts will be provided by the National Foreclosure Mitigation Counseling Program (NFMC).  The NFMC Program is administered through a competitive application process by NeighborWorks® America, within guidelines defined by Congressional legislation. The funding will be disbursed to FSI based on verifiable levels of counseling provided to homeowners.
"The NFMC funding is vital to support our foreclosure prevention services," Kidd said. "With this contract, we have the capacity to help thousands of homeowners at risk of losing their home. Sixty percent of homeowners lose their homes unnecessarily-but we can change that and we are changing that. We urge homeowners to call and learn about this free program to help modify or mitigate their mortgage" Family Services, Inc.'s HRC has counseled more than 13,000 individuals and saved nearly 4,000 homes since bringing the NFMC program to South Carolina in 2008.
Much has been written in recent months about a rebound in the housing market. However, the truth is not all communities are bouncing back at the same rate, and thousands of homeowners are still struggling and facing default and foreclosure.

According to, the foreclosure rate in South Carolina is currently 1 in every 409 homes; Dorchester, Berkeley, York, Beaufort, and Spartanburg Counties fare the worst in our state. Dorchester's rate is 1 in every 269 and Berkeley is 1 in every 391 homes.

In March 2013, the number of properties that received a foreclosure filing in SC was 10 percent higher than the previous month. FSI is providing free counseling to help homeowners at risk of becoming one of these statistics.  Homeowners can access FSI's services in-person, via phone, and/or online.

For more information about FSI's foreclosure prevention program, please contact the organization at 843.735.5522 or visit

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